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Commercial Banking

NAICS 522110 · Federal Contracts & Awards

USAspending.gov records $197,570,785.18 in Commercial Banking (NAICS 522110) obligations for fiscal year 2025. About fourteen percent of this commercial-banking extract lands in FY2025. One hundred twenty-two industry-extract awards against a 1.4-billion-dollar parent is a thin, concentrated finance file, not a branch census. That pair is Commercial Banking (NAICS 522110) and federal fiscal year 2025 — not every federal dollar in FY2025, not Commercial Banking's $1,443,069,290.54 extract-wide book, and not cash already paid. The cell is 13.7% of this industry's published obligation total. 122 is the industry-extract award-record count, not a FY2025-only instrument tally. USAspending.gov is the source. Correlation is not causation.

Key figures

  • Commercial Banking in FY2025: $197,570,785.18 in USAspending obligations (NAICS 522110).
  • That cell is 13.7% of the industry's $1,443,069,290.54 extract-wide total.
  • 122 is the industry-extract award-record count, not a FY2025 census.
  • NAICS 522110 × FY2025 is an obligation join, not an outlay and not a named-recipient list.
  • Cite USAspending.gov; quote /industries/522110/ and /fiscal-years/2025/ if live tables moved.

The FY2025 filter on Commercial Banking

NAICS 522110 and fiscal year 2025 meet here. $197,570,785.18 is the USAspending.gov obligation sum on the yearlyTrend row that carries both tags. It is not Commercial Banking's nationwide all-year total of $1,443,069,290.54, not every federal dollar coded to FY2025, and not an outlay register. The packet does not split lending from other commercial-banking lines, or contract from assistance. 122 is an industry-extract action count: modifications and repeat awards add rows across years. Unique recipients are unpublished. This cell is not a branch census, a named-bank roster, or a deposit ledger.

Open /industries/522110/ (NAICS 522110) for the industry table without this FY2025 filter, /fiscal-years/2025/ (FY2025 federal spending) for the year table without this NAICS filter, /industries/ (All industries) for every industry, and /ties/ (All spending ties) for the rest of the join list. Quote those hubs as parents, not as addends to $197,570,785.18. Commercial banking is a finance code, not a consulting code. Do not fold 522110 into professional-services NAICS keys.

The commercial banking rollup versus one fiscal year

USAspending labels NAICS 522110 as Commercial Banking. That code produced $197,570,785.18 when crossed with fiscal year 2025. The industry-wide 522110 hub does not require a FY2025 filter. The year hub does not require Commercial Banking. Only this tie applies both filters. The packet does not split lending from other commercial-banking lines, or contract from assistance. A banking NAICS tag is not a named-institution roster and not a deposit ledger.

Correlation is not causation: FY2025 did not cause $197,570,785.18 by existing as a large or small budget year. The join is 522110 × FY2025 only. This cell is not a branch census, a named-bank roster, or a deposit ledger. Do not invent contractors or award recipients to fill the gap. Campaign donations on FEC tables do not fund this USAspending cell; the datasets are separate. One hundred twenty-two industry-extract award records are not 122 FY2025 banks and not 122 unique vendors.

Full analysis: Commercial Banking federal obligations in FY2025 →

Questions

How much Commercial Banking spending is obligated in FY2025?
USAspending.gov lists $197,570,785.18 in Commercial Banking (NAICS 522110) obligations for FY2025. That yearlyTrend amount is 13.7% of the industry's $1,443,069,290.54 extract-wide total. It is an obligation join, not an outlay and not every federal dollar in FY2025. Unique recipients are unpublished.
Is $197,570,785.18 the entire Commercial Banking USAspending total?
No. NAICS 522110's extract-wide total is $1,443,069,290.54. FY2025 is 13.7% of that book. Other fiscal-year rows for the same industry are separate cells. Do not add /industries/522110/ into this join. 122 award records stay on the industry extract, not on this yearlyTrend row.
Is $197,570,785.18 cash already paid in FY2025?
No. Obligations are commitments recorded on USAspending.gov awards. Outlays — money that actually left the Treasury — are a different concept and are not this packet's headline. Treating $197,570,785.18 as checks already cleared in FY2025 confuses those terms. Prefer the live industry and year hubs if the tables moved.
Why not divide $197,570,785.18 by 122 awards?
Because 122 is the industry-extract award-record count across years, not a FY2025-only census. Mixing that denominator with a one-year dollar total invents a typical invoice the packet does not publish. Recipients remain unpublished. USAspending.gov remains the source for NAICS 522110 in FY2025.

USAspending.gov NAICS yearlyTrend by fiscal year. Obligations are not outlays. FY figures can be incomplete for the current year.

Industry ties

All data ties →

Companies in the Commercial Banking industry (NAICS code 522110) have received $1.44B in federal contracts, grants, and other awards since FY2024, across 122 individual awards tracked through FY2026. The largest funding agency is Department of Education ($984.7M). Spending is concentrated in Virginia, District of Columbia, Pennsylvania and 19 other states. All figures below come from USAspending.gov award records.

Total Obligations

$1.44B

Total Awards

122

States

22

Last Updated

Mar 25, 2026

Yearly Spending Trend

Top 50 Awards in Commercial Banking

Largest individual obligations in NAICS 522110.

Download CSV
Top 50 Awards in Commercial Banking
AwardRecipientAwarding AgencyProgramPlaceFYObligation
CONT_AWD_EDFSA13C0021_9100_-NONE-_-NONE-
THE PURPOSE OF THIS MODIFICATION IS TO OBLIGATE FUNDS OF $55,971.40 FOR CR 6964, MIGRATE FROM ALIEN VAULT TO MAXIMUS CLOUD SPLUNK ON DEBT MANAGEMENT AND COLLECTIONS SYSTEM OPERATI…
MAXIMUS FEDERAL SERVICES, INC.
Virginia
Department of Education
Department of Education
—MCLEAN, VA-112024$911,247,739
CONT_AWD_47QFDA21C0001_4732_-NONE-_-NONE-
MIGRATED ID11200023 GINNIE MAE MORTGAGE BACKED SECURITIES ISSUANCE AND BOND ADMINISTRATION. MOD P00015 REALIGN EXCESS FUNDS.
BANK OF NEW YORK MELLON (THE)
New York
General Services Administration
Federal Acquisition Service
—WASHINGTON, DC-982024$201,976,880
CONT_AWD_19AQMM25C0149_1900_-NONE-_-NONE-
APPLICATION PROCESSING SOLUTION (APS)
CITIBANK, N.A.
South Dakota
Department of State
Department of State
—RESTON, VA-112025$184,035,735
CONT_AWD_91003123F0306_9100_EDFSA13D0003_9100
THE PURPOSE OF MODIFICATION P00023 IS ADDING FUNDING ASSOCIATED WITH THE MULTIFACTOR AUTHENTICATION FEDRAMP OKTA IMPLEMENTATION AS DOCUMENTED IN CONTRACT MODIFICATION P00076.
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—CORAOPOLIS, PA-172024$37,913,242
CONT_AWD_HQ042323C0007_9700_-NONE-_-NONE-
OVERSEAS MILITARY BANKING PROGRAM
NAVY FEDERAL CREDIT UNION
Virginia
Department of Defense
Defense Finance and Accounting Service
—SAN ANTONIO, TX-352024$15,260,594
CONT_AWD_91003122F0311_9100_EDFSA13D0003_9100
DE-OBLIGATE REMAINING FUNDS AND CLOSE THE TASK ORDER. PHYSICAL COMPLETION HAS BEEN VERIFIED, FINAL PAYMENT HAS BEEN MADE, AND ALL OTHER CONTRACT REQUIREMENTS HAVE BEEN SATISFIED B…
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—CORAOPOLIS, PA-172024$13,694,834
CONT_AWD_0001_9100_EDFSA13D0003_9100
THE PURPOSE OF MODIFICATION P00078 TO ED-FSA-13-D-0003/0001 IS TO : 1. DEOBLIGATE FUNDS FROM CLINN 66 LOAN SERVICING OPERATIONS IN THE AMOUNT $5,229.43
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—CORAOPOLIS, PA-172024$9,382,292
CONT_AWD_36C78621F0034_3600_HTC71119DD001_9700
PRE-AUDIT, REIMBURSE, ADMIN REVIEW OF TRANSPORTATION INVOICES FOR MPS FUND EXTENSION YEAR
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Veterans Affairs
Department of Veterans Affairs
—MINNEAPOLIS, MN-052024$8,822,668
CONT_AWD_HQ042322F0017_9700_HQ042313D0001_9700
FY23 BANKING OPERATIONS (ARMY)
BANK OF AMERICA, NATIONAL ASSOCIATION
Texas
Department of Defense
Defense Finance and Accounting Service
—SAN ANTONIO, TX-352025$8,701,640
CONT_AWD_75FCMC19C0010_7530_-NONE-_-NONE-
MAC BANKING SERVICES
U.S. BANCORP
Minnesota
Department of Health and Human Services
Centers for Medicare and Medicaid Services
—WASHINGTON, DC-982024$7,960,706
CONT_AWD_91003121F0308_9100_EDFSA13D0003_9100
THE PURPOSE OF MODIFICATION P00025 IS TO PROVIDE FUNDING FOR FY2021 AND FY2022 EMPLOYMENT COST INDEX.
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—CORAOPOLIS, PA-172024$7,856,920
CONT_AWD_36C78618C0278_3600_-NONE-_-NONE-
TRANSPORTATION SERVICES FOR NATIONWIDE DISTRIBUTION OF MONUMENTS MOU N00189-15-C-Z012
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Veterans Affairs
Department of Veterans Affairs
—STAFFORD, VA-072024$4,450,787
CONT_AWD_HQ042321F0031_9700_HQ042313D0001_9700
SERVICE CONTRACTS
BANK OF AMERICA, NATIONAL ASSOCIATION
Texas
Department of Defense
Defense Contract Management Agency
—SAN ANTONIO, TX-352024$4,219,715
CONT_AWD_HQ042320F0032_9700_HQ042313D0001_9700
FY20 TASK ORDER FOR OVERSEAS MILITARY BANKING PROGRAM
BANK OF AMERICA, NATIONAL ASSOCIATION
Texas
Department of Defense
Defense Finance and Accounting Service
—SAN ANTONIO, TX-352024$4,171,902
CONT_AWD_HQ042318F0044_9700_HQ042313D0001_9700
FY18 TASK ORDER FOR OVERSEAS MILITARY BANKING PROGRAM
BANK OF AMERICA, NATIONAL ASSOCIATION
Texas
Department of Defense
Defense Finance and Accounting Service
—SAN ANTONIO, TX-352024$4,158,711
CONT_AWD_75FCMC19C0011_7530_-NONE-_-NONE-
MAC BANKING SERVICES
CITIBANK, NATIONAL ASSOCIATION
South Dakota
Department of Health and Human Services
Centers for Medicare and Medicaid Services
—COLUMBUS, OH-032024$3,132,979
CONT_AWD_91003118F0304_9100_EDFSA13D0003_9100
THE PURPOSE OF THIS MODIFICATION P00015 TO 91003118F0304 IS TO: 1. DEOBLIGATE FUNDS FROM CLINN 1 IN THE AMOUNT OF $5,270.92 2. DEOBLIGATE FUNDS FROM CLINN 3 IN THE AMOUNT OF…
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—WARRENDALE, PA-172024$2,724,701
CONT_AWD_36C78626F0003_3600_HTC71119DD001_9700
THIRD PARTY PAYMENT SERVICES
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Veterans Affairs
Department of Veterans Affairs
—MINNEAPOLIS, MN-052026$2,500,000
CONT_AWD_91003125C0020_9100_-NONE-_-NONE-
TITLE IV AID SERVICING (PERKINS)BRIDGE CONTRACT. SUPPORT FOR THE LOAN PORTFOLIO, COMPRISED OF SCHOOL-SERVICED AND FEDERALLY-SERVICED BORROWERS. CONTINUOUS AND RECURRING SERVICES S…
EDUCATIONAL COMPUTER SYSTEMS, INC.
Pennsylvania
Department of Education
Department of Education
—CORAOPOLIS, PA-172025$1,877,007
CONT_AWD_75FCMC25C0001_7530_-NONE-_-NONE-
COMMERCIAL BANKING SERVICES: MEDICARE CLAIMS PROCESSING CONTRACTORS AND DEMONSTRATION & MODEL PROJECTS
U.S. BANCORP
Minnesota
Department of Health and Human Services
Centers for Medicare and Medicaid Services
—WINDSOR MILL, MD-022025$1,360,678
CONT_AWD_75P00224F80006_7570_HTC71119DD001_9700
TPPS OY4 TASK ORDER FOR FY2025. THIS CONTRACT IS EXERCISING OPTION YEAR 4, FISCAL YEAR 2025. POP - 1/1/2024 - 12/31/2024
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Health and Human Services
Office of the Assistant Secretary for Administration
—MINNEAPOLIS, MN-052024$1,350,000
CONT_AWD_83310122C0006_8300_-NONE-_-NONE-
OY4+$0_6MO-EXTENSION
UMB BANK, N.A.
Missouri
Export-Import Bank of the United States
Export-Import Bank of the United States
—KANSAS CITY, MO-052024$1,257,916
CONT_AWD_75FCMC25C0002_7530_-NONE-_-NONE-
COMMERCIAL BANKING SERVICES: MEDICARE CLAIMS PROCESSING CONTRACTORS AND DEMONSTRATION & MODEL PROJECTS
CITIBANK, NATIONAL ASSOCIATION
South Dakota
Department of Health and Human Services
Centers for Medicare and Medicaid Services
—WINDSOR MILL, MD-022025$958,552
CONT_AWD_7571MN26F80002_7571_HTC71119DD001_9700
TRANSPORTATION SERVICES
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Health and Human Services
Office of the Assistant Secretary for Financial Resources
—MINNEAPOLIS, MN-052026$850,000
CONT_AWD_HDEC0515P0030_9700_-NONE-_-NONE-
BANKING SERVICES
ARMED FORCES BANK, NATIONAL ASSOCIATION
Kansas
Department of Defense
Defense Commissary Agency
—FORT LEAVENWORTH, KS-022025$379,800
CONT_AWD_2031ZA24F00189_2041_HTC71119DD001_9700
GLOBAL HEAVYWEIGHT SERVICE (GHS)DCF. MOD P00004 - THE PURPOSE OF THIS MODIFICATION IS TO EXTEND THE POP.
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of the Treasury
Bureau of Engraving and Printing
—WASHINGTON, DC-982024$365,000
CONT_AWD_61320623F0032_6100_HTC71119DD001_9700
US BANK SYNCADA - FRIGHT SHIPPING THIS REQUISITION WILL ALLOW PROCUREMENT TO CORRECT A CAGE CODE ERROR IN THE SYSTEM.
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Consumer Product Safety Commission
Consumer Product Safety Commission
—MINNEAPOLIS, MN-052024$350,704
CONT_AWD_33312922F00479415_3300_GS36FGA002_4732
ANNUAL CHARGE CARD SERVICE FOR SI (FEDERAL) VEHICLES
CITIBANK, N.A.
South Dakota
Smithsonian Institution
Smithsonian Institution
—SUITLAND, MD-042024$328,000
CONT_AWD_HQC00522C0003_9700_-NONE-_-NONE-
BANKING SERVICES
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
District of Columbia
Department of Defense
Defense Commissary Agency
—FORT LEE, VA-042024$226,917
CONT_AWD_89303024FLP400055_8900_89303022DLP000010_8900
THE PURPOSE FOR THIS TASK ORDER IS TO PAY FOR THE LEGAL TRANSITION FEES IN THE CONNECTION WITH TRANSFERRING SYRAH TO THE SPECIAL ASSET COLLATERAL AGENT (SACA) CONTRACT.
FTI CONSULTING, INC.
District of Columbia
Department of Energy
Department of Energy
—WASHINGTON, DC-982024$149,590
CONT_AWD_75H70723F80045_7527_HTC71119DD001_9700
EXERCISE OPTION YEAR #2.
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of Health and Human Services
Indian Health Service
—ALBUQUERQUE, NM-012025$145,000
CONT_AWD_2031ZA24F00188_2041_HTC71119DD001_9700
GLOBAL HEAVYWEIGHT SERVICE (GHS)DCF. MOD P00004 - THE PURPOSE OF THIS MODIFICATION IS TO EXTEND THE POP THROUGH 30 SEPTEMBER 2026.
U.S. BANK NATIONAL ASSOCIATION
Minnesota
Department of the Treasury
Bureau of Engraving and Printing
—WASHINGTON, DC-982024$125,000
CONT_AWD_19N10223P1244_1900_-NONE-_-NONE-
TELLER IMPLANT SERVICES
MISCELLANEOUS FOREIGN AWARDEES
District of Columbia
Department of State
Department of State
——2024$115,000
CONT_AWD_HDEC0521P0022_9700_-NONE-_-NONE-
BANKING AND CHANGE ORDER SERVICES AT MULTIPLE COMMISSARY LOCATIONS.
U.S. BANCORP
Minnesota
Department of Defense
Defense Commissary Agency
—MINNEAPOLIS, MN-052024$92,854
CONT_AWD_HQC00522P0017_9700_-NONE-_-NONE-
EXERCISE OPTION YEAR THREE: POP JULY 1 2025- JUNE 30, 2026
U.S. BANCORP
Minnesota
Department of Defense
Defense Commissary Agency
—MINNEAPOLIS, MN-052024$57,572
CONT_AWD_91990025P0022_9100_-NONE-_-NONE-
THIS PURCHASE ORDER IS USED SOLELY AS A FINANCIAL INSTRUMENT TO OBLIGATE GOVERNMENT PURCHASE CARD (GPC) TRANSACTIONS WHERE THE OBLIGATIONS HAD NOT TAKEN PLACE.
U.S. BANCORP
Minnesota
Department of Education
Department of Education
—MINNEAPOLIS, MN-052025$52,000
CONT_AWD_9531CB24P0004_955F_-NONE-_-NONE-
2023 CRA & FAIR LENDING COLLOQUIUM
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—WASHINGTON, DC-982024$50,999
CONT_AWD_16PBGC20C0005_1665_-NONE-_-NONE-
THE PURPOSE OF THIS MODIFICATION IS TO EXTEND THE SERVICES OF THIS CONTRACT FROM DECEMBER 15, 2024 TO FEBRUARY 13, 2024.
U.S. BANCORP
Minnesota
Pension Benefit Guaranty Corporation
Pension Benefit Guaranty Corporation
—WASHINGTON, DC-982024$48,113
CONT_AWD_71311117C0019_7700_-NONE-_-NONE-
EXPRESS CLOSEOUT PURSUANT TO DFC-OA-ACQ-006-2024 EXPEDITED CLOSEOUT PROCESS.
U.S. BANK NATIONAL ASSOCIATION
Massachusetts
U.S. International Development Finance Corporation
U.S. International Development Finance Corporation
—WASHINGTON, DC-982024$46,608
CONT_AWD_693JK419F500003_6901_GS36FGA001_4732
S1 VEHICLE - INCREMENTALLY FUND THROUGH DECEMBER 31, 2023.
U.S. BANCORP
Minnesota
Department of Transportation
Immediate Office of the Secretary of Transportation
—WASHINGTON, DC-982024$34,982
CONT_AWD_9531CB23P0006_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—LAS VEGAS, NV-042024$32,720
CONT_AWD_70RDAD18FR0000028_7001_GS36FGA002_4732
CITIBANK PURCHASE, TRAVEL AND FLEET CARDS SUPPORT SERVICES. THE PURPOSE OF THIS MODIFICATION IS TO EXERCISE OPTION PERIOD 2 AND INCORPORATE TERMS FOR THE ELECTRONIC VEHICLE EN-ROU…
CITIBANK, N.A.
South Dakota
Department of Homeland Security
Office of Procurement Operations
—WASHINGTON, DC-982024$27,346
CONT_AWD_9531CB23P0018_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—WASHINGTON, DC-982024$23,460
CONT_AWD_9531CB23P0019_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—WASHINGTON, DC-982024$23,000
CONT_AWD_9531CB24P0013_955F_-NONE-_-NONE-
FRANKLIN COVEY ALL ACCESS PASS AND INSTRUCTOR LED TRAININGS
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—WASHINGTON, DC-982024$22,952
CONT_AWD_9531CB22P0024_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—WASHINGTON, DC-982024$22,800
CONT_AWD_N4034524P0021_9700_-NONE-_-NONE-
AUTOMATED TELLER MACHINE SERVICES
MISCELLANEOUS FOREIGN AWARDEES
District of Columbia
Department of Defense
Department of the Navy
——2024$21,748
CONT_AWD_9531CB23P0023_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—BOSTON, MA-082024$20,694
CONT_AWD_72067423P00162_7200_-NONE-_-NONE-
ATM SERVICE CONTRACT
CITIBANK, N.A.
South Dakota
Agency for International Development
Agency for International Development
——2024$19,485
CONT_AWD_9531CB22P0022_955F_-NONE-_-NONE-
CLOSEOUT MOD.
CITIBANK, N.A.
South Dakota
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
—SALT LAKE CITY, UT-022024$19,100

Top 50 awards shown, ranked by obligated amount. Dates reflect performance period; last-modified dates match USAspending.gov. Complete listings include all transaction history going back to FY2024.

Spending by State

Federal spending in the Commercial Banking industry (NAICS 522110) broken down by state, with obligated amounts and award counts.
StateFundingAwards
Virginia$1.10B11
District of Columbia$211.1M35
Pennsylvania$73.5M8
Texas$36.5M6
Minnesota$14.1M18
Ohio$3.1M1
Maryland$2.7M4
Missouri$1.3M1
Kansas$394K2
New Mexico$145K2
Nevada$49K2
Mississippi$23K2
New York$22K2
Massachusetts$21K1
Utah$19K1
Illinois$17K2
North Carolina$15K1
California$14K1
South Dakota$14
Arizona$03
Iowa$01
Colorado$01