Pharmacy Benefit Management in Montana (NAICS 524292)
A thin Montana PBM-and-TPA book still clears fifteen million in coded obligations. Federal obligations coded to NAICS 524292 — Pharmacy Benefit Management And Other Third Party Administration Of Insurance And Pension Funds — with Montana place of performance total $15,384,463.06 on USAspending.gov, on 6 awards. 6 awards against $15.4 million is a concentrated administration book, not a thick claims-processing file. About $2,564,077.18 per award is the packet ratio. The page measures that pair, not a Montana PBM offices census, a named-vendor roster, or cash already paid.
Key figures
- NAICS 524292 in Montana: $15,384,463.06 across 6 USAspending awards.
- Implied mean about $2,564,077.18 per award on a 6-line book.
- PBM/TPA administration is not direct health insurance (524114).
- Cite obligations from USAspending.gov; keep both sides of the join.
NAICS 524292 and Montana as an administration join
This page intersects one six-digit industry and one state. $15,384,463.06 is the obligation sum where both filters are true. NAICS 524292 is pharmacy benefit management and other third party administration of insurance and pension funds, not direct health and medical insurance carriers and not direct life insurance carriers. It is not a statewide spending total and not a national NAICS 524292 total. Those parent tables live on Montana federal spending and NAICS 524292.
6 awards against $15.4 million is a concentrated administration book, not a thick claims-processing file. 6 is an award-record count. Modifications can sit beside base awards. The packet does not say how many unique vendors produced the 6 lines. Reading 6 as PBM offices in Montana would confuse actions with establishments. A six-line file can hide one large vehicle or several mid-size task orders; the packet does not separate those shapes.
Montana industries lists other NAICS codes with MT place of performance. All spending ties indexes other state–industry pairs. Do not sum those indexes into $15,384,463.06. The headline remains $15,384,463.06 on 6 awards for this pair alone. Montana federal spending is larger because it includes other NAICS. NAICS 524292 is larger because it includes other states. This tie is the intersection.
PBM and TPA funds, not direct health carriers
NAICS 524292 is a Census industry code assigned on the award. NAICS 524292 is pharmacy benefit management and other third party administration of insurance and pension funds, not direct health and medical insurance carriers (524114) and not direct life insurance carriers (524113). Those neighboring codes never enter $15,384,463.06 unless they also appear as 524292, which they do not. Keep the six-digit label when you cite the Montana cell. Residual or neighboring codes are easy to merge in speech and wrong to merge in this table.
Dividing $15,384,463.06 by 6 produces about $2,564,077.18. That quotient is arithmetic, not a typical Montana contract. There is no median, no top-award table, and no fiscal-year breakout on this packet. Do not treat the mean as a posted unit price. A high mean can be one vehicle; a low mean can be many delivery orders. This extract cannot tell those stories apart. Unique recipients are unpublished.
Montana geography on a 524292 cell
Montana place of performance can cover Billings, Helena, a claims campus, or a reporting address. The packet has no county split. Inside the MT tag, Billings, Helena, or a named insurance administration site are not broken out. The packet has one state key. Splitting $15,384,463.06 across those names would be invention. A named city can sit inside $15,384,463.06 only if its awards carry NAICS 524292 and MT — which this narrative cannot verify.
USAspending place of performance is a reporting field. It can diverge from headquarters, from where parts were made, or from where staff sat. This page repeats the coded Montana tag. It does not audit the field. Montana federal spending uses the same geography convention across industries. Place-of-performance geography is not the same as contractor headquarters.
Obligations versus outlays for Montana 524292
USAspending obligations are commitments, not checks that have cleared. $15,384,463.06 can include amounts that will be paid later, cancelled, or modified. The packet does not publish outlays. 6 is not a payment count. Quote NAICS 524292 in Montana as obligations and leave fiscal-year folklore off the citation — years are unpublished here. Do not call $15,384,463.06 “spent in Montana this year.”
What the PBM–Montana pair does not prove
The PBM–Montana pair does not prove that Montana specialized in this industry because of federal demand, or the reverse. Correlation is not causation. Federal awards in one NAICS do not explain Montana employment, and itemized campaign gifts do not pay USAspending obligations. Different statutes, different tables. This page names no contractors. Cite NAICS 524292 and Montana together so the join stays visible. Montana industries and All spending ties are the related indexes.
How to cite NAICS 524292 in Montana
Footnote form: USAspending.gov; NAICS 524292 Pharmacy Benefit Management And Other Third Party Administration Of Insurance And Pension Funds; place of performance Montana; obligations $15,384,463.06; awards 6; mean about $2,564,077.18 (ratio only). Link Montana federal spending and NAICS 524292 as parents. Do not convert $15,384,463.06 to per-capita figures; population is not a packet fact. Readers who reuse MT pharmacy-benefit admin | NAICS 524292 should keep both sides of the join in the same sentence, cite USAspending.gov as the source, and treat award rows as records rather than unique vendors. The live hubs linked from this page can refresh the snapshot; this narrative does not invent a fiscal year, a recipient list, or an outlay total that the packet omitted. Place of performance remains a geography tag, not proof that work stayed inside the named state.
Questions
- How much has NAICS 524292 obligated in Montana?
- The pair totals $15,384,463.06 across 6 awards, per USAspending.gov NAICS industry aggregates by place of performance state. Those are obligations for Pharmacy Benefit Management And Other Third Party Administration Of Insurance And Pension Funds inside Montana coding, not outlays and not every federal dollar in Montana. Source filings stay on USAspending.gov.
- Are 6 awards 6 Montana pharmacy-benefit firms?
- 6 award records produced $15,384,463.06. Concentration or dispersion is visible only as that count against that sum. About $2,564,077.18 per award is $15,384,463.06 divided by 6, not a typical Montana purchase and not a roster of PBM offices. The packet does not list unique recipients or a median award. Original filings remain on USAspending.gov.
- Is this Montana’s direct health-insurance total?
- No. $15,384,463.06 is NAICS 524292 obligations with Montana place of performance on 6 awards. Direct health and medical insurance carriers uses 524114. Unique recipients are unpublished. Quote pharmacy benefit management and other third party administration of insurance and pension funds and Montana together so the join stays visible. Original filings remain on USAspending.gov.
- Where are the parent Montana and NAICS 524292 tables?
- Use Montana federal spending for the statewide industry mix, NAICS 524292 for the national industry page, Montana industries for the state NAICS index, and All spending ties for other joins. This page quotes only the 524292 × MT cell at $15,384,463.06. Original filings remain on USAspending.gov.
USAspending.gov NAICS industry aggregates by place of performance state. Obligations are not outlays.