National Credit Union Administration

232 awards on $4.7 million

NCUA charters and supervises federal credit unions and operates the National Credit Union Share Insurance Fund. None of those insurance totals are in this packet. $4,686,962.27 is what the Administration obligated on USAspending awards through FY2026. Dividing by 232 awards yields about $20,202 per award. That is a low mean: many small instruments rather than a few giant support contracts.

Share-insurance coverage on member deposits is a contingent federal commitment of a different kind. It does not automatically appear as 232 USAspending rows. Treating $4.7 million as “NCUA’s insurance book” would confuse a small award ledger with a deposit-insurance system.

What the award file leaves out

Examiner salaries, which are the core of a safety-and-soundness agency, generally never appear as USAspending awards. The $4,686,962.27 therefore understates NCUA’s full operating cost if a reader expected the award file to equal the agency’s operating budget. It is complete as an award ledger.

Credit-union asset totals, CAMELS-style ratings, and failure counts are supervisory statistics. They are not these 232 rows. A year with more credit-union assets does not automatically raise this obligation stock.

Questions

How much has NCUA obligated on USAspending?

The National Credit Union Administration shows $4,686,962.27 in obligations through FY2026 across 232 awards. Awarding-agency CGAC 025 is the filter. The total is not Share Insurance Fund coverage and not credit-union assets. USAspending.gov records this as awarding-agency obligations through FY2026, not cash outlays. The live table for CGAC 025 is the source for the current 232-award book.

Why is the average NCUA award only about $20,000?

Dividing $4,686,962.27 by 232 awards yields about $20,202. High count and a small dollar total produce a low mean. The packet has no median. Many small administrative instruments fit that ratio. That figure uses only the packet totals. The extract has no median and no contract-versus-assistance split. FY2026 is the warehouse cutoff, not a single-year appropriation.

What is agency code 025?

025 is the USAspending awarding-agency CGAC identifier for NCUA. SpendingVault uses it in /agencies/025/. FDIC and other banking regulators use different codes when they appear as awarding agencies. SpendingVault URLs under the agency path filter to that CGAC identifier. It is an accounting tag, not a quality score. Totals on this page are obligations through FY2026.

Does $4.7 million include deposit insurance?

Not as a Share Insurance Fund exposure total. This page reports NCUA awarding-agency obligations of $4,686,962.27 on 232 awards through FY2026. Outlays are unpublished in the packet. Outlays are unpublished in this packet, so this page does not estimate cash already paid. Refresh the agency page after USAspending updates rather than treating the current stock as frozen.